Realize Your Dream of Home Ownership

Welcome to Team Wilferth at Fairway Independent Mortgage Corporation. I'm JJ Wilferth, your greater Kansas City area home loan professional dedicated to making sure your home purchase or refinance is an exceptional experience.

Contact Me Today!* Apply Now!
JJ Wilferth

JJ Wilferth

Loan Officer
NMLS# 1182773

(816) 582-5978 Email Me

Explore Your Loan Options

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Estimate Your Mortgage Payment

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What's Your Home Worth Today?

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Real Customer Experiences

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*By entering your contact information, you are providing express written consent for Fairway Independent Mortgage Corporation to contact you at the email and number you provided via telephone, mobile device, automated means like autodialing, text SMS/MMS and pre-recorded messages, even if you are registered on a corporate, state, or federal Do Not Call list. You are also acknowledging and agreeing to our terms of service and privacy policy. Consent is not required to use our services.

Kansas City Home Loans

JJ Wilferth

Your local Kansas City area mortgage professional.
9393 W 110th St Suite 250
Overland Park, Kansas
Phone: (816) 582-5978
Get Directions
NMLS#1182773

Current

Kansas

Mortgage Rates

Conventional Loan Purchase - 30 Year Fixed

Rate3.12%
1W Change 0.18%
APR3.175%
1W Change 0.18%
Last Updated: 02/28/2021

VA Loan Purchase - 30 Year Fixed

Rate2.75%
1W Change 0.09%
APR3.07%
1W Change 0.10%
Last Updated: 02/28/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with JJ Wilferth to receive a personalized rate for your specific situation.

Current

Kansas

Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.79%
1W Change 0.35%
APR3.532%
1W Change 0.40%
Last Updated: 02/28/2021

Conventional Loan Refinance - 30 Year Fixed

Rate3.13%
1W Change 0.14%
APR3.196%
1W Change 0.14%
Last Updated: 02/28/2021

VA Loan Refinance - 30 Year Fixed

Rate2.62%
1W Change 0.10%
APR2.978%
1W Change 0.10%
Last Updated: 02/28/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with JJ Wilferth to receive a personalized rate for your specific situation.

  • I have given JJ’s info to many of my clients as somebody who consistently delivers! He and his associate, Tammy, are excellent communicators with upfront info and weekly check-ins. They make the process of acquiring a loan as enjoyable as it possibly can be with their friendly and down to earth approach. I really appreciate… Meghan Parks - June 9, 2020

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

$1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in Kansas City? Rates are historically low and now may be the right time to start saving money every month!

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
What Not To Do After Applying For A Mortgage Kansas City February 26, 2021

What Not To Do After Applying For A Mortgage

Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You’re undoubtedly excited about the opportunity to decorate your new place, but before you make any large purchases, move your money around, or make any major life changes, consult your lender –…

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Second Home vs. Investment Property Kansas City February 19, 2021

Second Home vs. Investment Property

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Valentine’s Day Home Improvement Ideas Kansas City February 12, 2021

Valentine’s Day Home Improvement Ideas

Greeting cards, romantic dates, flowers, and chocolates are the gold standard for Valentine’s Day. But this year, why not do something different? The best Valentine’s Day gifts are those that can be enjoyed for years. DIY or home improvement projects create lasting memories reflective of a special bond between people. It’s less about the actual…

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Get in Touch

Contact JJ Wilferth

JJ Wilferth

9393 W 110th St Suite 250
Overland Park, Kansas 66210
(816) 582-5978
NMLS# 1182773

Send an Email

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If you have any immediate questions or concerns don't hesitate to give us a call @ (816) 582-5978

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I hereby certify that the information given in my submission is complete and correct and is given for the purpose of potentially obtaining a mortgage loan and/or financial services applied for.