Realize Your Dream of Home Ownership

Welcome to Team Wilferth at Fairway Independent Mortgage Corporation. I'm JJ Wilferth, your greater Kansas City area home loan professional dedicated to making sure your home purchase or refinance is an exceptional experience.

Contact Me Today!* Apply Now!
JJ Wilferth

JJ Wilferth

Loan Officer
NMLS# 1182773

(816) 582-5978 Email Me

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What's Your Home Worth Today?

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Real Customer Experiences

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Kansas City Home Loans

JJ Wilferth

Your local Kansas City area mortgage professional.
9393 W 110th St Suite 250
Overland Park, Kansas
Phone: (816) 582-5978
Get Directions
NMLS#1182773

Current Kansas Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.25%
1W Change 0.00%
APR2.935%
1W Change 0.00%
Last Updated: 10/26/2020

Conventional Loan Purchase - 30 Year Fixed

Rate2.89%
1W Change 0.07%
APR2.945%
1W Change 0.07%
Last Updated: 10/26/2020

VA Loan Purchase - 30 Year Fixed

Rate2.63%
1W Change 0.00%
APR2.971%
1W Change 0.03%
Last Updated: 10/26/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with JJ Wilferth to receive a personalized rate for your specific situation.

Current Kansas Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate3.13%
1W Change 0.63%
APR3.845%
1W Change 0.58%
Last Updated: 10/26/2020

Conventional Loan Refinance - 30 Year Fixed

Rate2.86%
1W Change 0.04%
APR2.92%
1W Change 0.04%
Last Updated: 10/26/2020

VA Loan Refinance - 30 Year Fixed

Rate2.44%
1W Change 0.04%
APR2.776%
1W Change 0.07%
Last Updated: 10/26/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with JJ Wilferth to receive a personalized rate for your specific situation.

  • I have given JJ’s info to many of my clients as somebody who consistently delivers! He and his associate, Tammy, are excellent communicators with upfront info and weekly check-ins. They make the process of acquiring a loan as enjoyable as it possibly can be with their friendly and down to earth approach. I really appreciate… Meghan Parks - June 9, 2020

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
Existing Home or New Construction? Kansas City October 20, 2020

Existing Home or New Construction?

Finding the perfect Kansas City home to purchase is one of the biggest challenges for potential buyers. With so few homes for sale and construction of newly built homes ramping up, you may be wondering if you should consider new construction in your search process. It’s a great question to ask, and one to look at…

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Why Getting Pre-Approved Is So Important Kansas City October 13, 2020

Why Getting Pre-Approved Is So Important

Getting a pre-approval from a mortgage lender in Kansas City is a great first step in the homebuying process. When looking for a home, the temptation to fall in love with a house that’s outside your budget is very real. So, before you start shopping around, it’s helpful to know your price range, what you’re comfortable…

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Getting Your Air Conditioning Prepared For Cooler Temps Kansas City October 6, 2020

Getting Your Air Conditioning Prepared For Cooler Temps

The summer heat is slowly dissipating, and now it's time to start prepping your air conditioner for the cooler fall temperatures. Depending on where you live in the U.S., you might not expect to use your AC unit much this fall, and you might not use it at all during the winter. Take some time…

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Contact JJ Wilferth

JJ Wilferth

9393 W 110th St Suite 250
Overland Park, Kansas 66210
(816) 582-5978
NMLS# 1182773

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