Welcome to Team Wilferth at Fairway Independent Mortgage Corporation. I'm JJ Wilferth, your greater Kansas City area home loan professional dedicated to making sure your home purchase or refinance is an exceptional experience.
9393 W 110th St Suite 250 Overland Park Kansas 66210
Your local Kansas City area mortgage professional.
I have given JJ’s info to many of my clients as somebody who consistently delivers! He and his associate, Tammy, are excellent communicators with upfront info and weekly check-ins. They make the process of acquiring a loan as enjoyable as it possibly can be with their friendly and down to earth approach. I really appreciate… Meghan Parks - June 9, 2020
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in Kansas City? Now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
Purchasing a home is a significant financial decision, and one of the most critical factors is obtaining a mortgage. The process of getting a mortgage can be daunting and complex, and one of the first steps is obtaining a pre-approval. A pre-approval is essentially a lender's guarantee that they are willing to lend you a…
Summer is one of the busiest seasons in the real estate market. With the warm weather, longer days and the school year ending, many people are eager to buy a new home or move into a bigger one. If you are looking to sell your home this summer, there are several things you should do…
If you're considering making some upgrades to your home, adding a pool might be one of the best investments you can make. Not only does it provide a great space to relax and cool off during hot summer months, but it can also significantly increase your home's value. Here’s how building a pool can increase…