• JJ Wilferth

    JJ Wilferth

    Loan Officer
    NMLS# 1182773

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    Kansas City fixed rate mortgage

    What is a Fixed-Rate Mortgage?

    Fixed-rate mortgages protect you against rising rates since the interest rate remains the same for the entire term of the loan. Plus, you have the flexibility of selecting a 10, 15, 20, 25 or 30-year term (depending on the loan type). The main difference is the lower term options have higher monthly payments, which also means you are building home equity faster. Keep in mind you can use equity as a down payment for a new home if you sell your existing home or take out equity with a cash-out refinance.

    Fixed-Rate Mortgage Highlights

    If you plan on staying in your home for a longer time frame, a fixed-rate mortgage could be the right solution for you since this option features:

    • Consistent monthly payments and interest rates
    • Protection from rising interest rates
    • Mortgage tax interest deduction*
    • Different term length options

    *This does not constitute tax advice. Please consult a tax advisor regarding your specific situation.

    By entering your contact information, you are providing express written consent for Fairway Independent Mortgage Corporation to contact you at the email and number you provided via telephone, mobile device, automated means like autodialing, text SMS/MMS and pre-recorded messages, even if you are registered on a corporate, state, or federal Do Not Call list. You are also acknowledging and agreeing to our terms of service and privacy policy. Consent is not required to use our services.

    Questions? Contact JJ Wilferth Today!
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    Contact JJ Wilferth

    JJ Wilferth

    9393 W 110th St Suite 250
    Overland Park, Kansas 66210
    (816) 582-5978
    NMLS# 1182773

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    If you have any immediate questions or concerns don't hesitate to give us a call @ (816) 582-5978

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