• JJ Wilferth

    JJ Wilferth

    Loan Officer
    NMLS# 1182773

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    Kansas City jumbo mortgage

    Why a Jumbo Mortgage?*

    A jumbo loan, or non-conforming mortgage, allows you to purchase more expensive homes with a loan amount above the conforming limit set by the Federal Housing Finance Agency. In most areas of the country, the conventional conforming loan limit is $453,100; however, the limit is $679,650 in higher cost areas.

    Jumbo Loan Highlights

    If you have a low debt-to-income (DTI) ratio and a higher credit score, but you don’t have enough funds to bring the loan amount under the conforming limit, a jumbo loan might be the right option for you. Highlights of non-conforming loans include:

    • Finance a home over the maximum loan amount established by the Federal Housing Finance Agency
    • Higher purchase limits allow borrower to purchase more house
    • Convenience of one loan for the entire loan amount
    • Primary residence, second home or investment property
    • Fixed-rate or adjustable-rate mortgages (ARM)

    *Eligibility subject to program stipulations, qualifying factors, applicable income requirements, and property limits. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.

    By entering your contact information, you are providing express written consent for Fairway Independent Mortgage Corporation to contact you at the email and number you provided via telephone, mobile device, automated means like autodialing, text SMS/MMS and pre-recorded messages, even if you are registered on a corporate, state, or federal Do Not Call list. You are also acknowledging and agreeing to our terms of service and privacy policy. Consent is not required to use our services.

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    Contact JJ Wilferth

    JJ Wilferth

    9393 W 110th St Suite 250
    Overland Park, Kansas 66210
    (816) 582-5978
    NMLS# 1182773

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