• JJ Wilferth

    JJ Wilferth

    Loan Officer
    NMLS# 1182773

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    Loan TypeDown PaymentTermsMortgage Insurance
    Fixed Rate Mortgage
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    5%15 or 30 years, fixedNo (if under 80% loan-to-value)
    FHA Loan
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    3.5%10, 15, 20, 25 or 30 years, fixed and adjustableYes
    VA Loans
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    None15, 20, 25 or 30 years, fixed and adjustableNo
    Jumbo Loans
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    20%15 or 30 years, fixed and adjustableNo
    Rural Housing (USDA) Loans
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    None30 years, fixedNo (Up-Front Guarantee Fee financed into loan)
    FHA 203(k) Loan
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    3.5%30 years, fixedYes
    Adjustable Rate Mortgage (ARM)
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    Varies3/1, 5/1, 7/1 or 10/1Varies

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    Contact JJ Wilferth

    JJ Wilferth

    9393 W 110th St Suite 250
    Overland Park, Kansas 66210
    (816) 582-5978
    NMLS# 1182773

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